Benson Bankruptcy is providing Seniority Services for seniors, veterans, and people with disabilities. We know transportation can be a challenge, especially during COVID-19. We also know how important it is to move your case along in comfort. That’s why we are providing Seniority Services at no cost to you. As part of these services, we offer to drop off and pick up any documents that are required. If you would like to receive these free services, please complete the form below, and our office will be in touch.
Can you file bankruptcy on medical bills? Without any warning, a medical emergency may leave you struggling to pay the bills. With your medical debt spiraling out of control, you may be looking for a way out. Can you file bankruptcy on medical bills? Yes. In fact, debt from medical bills is one of the …
Can One Spouse File Bankruptcy Without the Other? If you and your spouse are deep in debt, what are your bankruptcy options? Do you have to file together, or can one spouse file for bankruptcy without the other? The truth is, just because you’re married doesn’t mean each spouse is automatically responsible for the other’s …
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Should I File Bankruptcy? To many people, bankruptcy smacks of failure, conjuring up images of desperate celebrities who’ve squandered their wealth and sunk into despair. But is bankruptcy really only for people with no other options? You may be asking yourself, should I file bankruptcy, or is there another way out? If you are struggling with debts, …
How Do I Fix My Credit After Bankruptcy? Everyone who walks into my office presumes that their credit score will be irretrievably ruined for years to come as a result of their bankruptcy. I am always happy to tell them, “Stop listening to the doomsayers and panicky prognosticators!” Even though the court filing will stay …
How Does Bankruptcy Affect Your Credit? What Is the Effect of Bankruptcy on My Credit Score? How does bankruptcy affect your credit? This is a major concern of almost everyone who is considering the benefits of starting over. Unfortunately, there is a lot of misinformation out there passed along by well-meaning friends and family members. …
Dealing With Delay It is always advisable to consider the internal processes and institutional challenges an opposing party is facing in a foreclosure action. If you are sensitive to the obstacles faced by the lender, its loan servicer and its litigation counsel, it will be easier to advise a debtor as to what can reasonably be expected …
Foreclosure Scams Occasionally, a lawyer will come across a homeowner who has been the victim of a foreclosure scam. The latest, forensic mortgage loan audits, are peddled by companies claiming to review mortgage loan documents in order to find violations of state and federal mortgage lending laws. Their reports, they claim, can be used to …
Options When Facing Foreclosure As too many Ohio residents have recently found, foreclosure is no longer the unthinkable. Loss of employment, spiking adjustable rate mortgages, and high rates of debt have put many local homeowners at risk of losing their property. Finding a new job can take time, but the monthly obligation to pay the …
Alternatives to Foreclosure: Foreclosure Is Not The Only Possible Outcome At Benson Law Firm in Cleveland, Ohio, we work with people whose lives have been turned upside down by unexpected financial challenges. What is one of the things they fear the most? Losing their home to foreclosure. You worked hard for your home and you …
Foreclosure Defense Strategies What one does with a distressed borrower depends first on whether they have sufficient time to negotiate with the mortgagee. If a foreclosure suit has not been filed, we suggest first to apply to the lender for a loan modification. Defending The Foreclosure in Cleveland, Ohio If surrendering the property is not …