Q: Are there debts that are NOT dischargeable in Chapter 7 that ARE dischargeable in Chapter 13?

 

A: Yes. The following are dischargeable in a Chapter 13 that are not under Chapter 7:

  1. Noncriminal fines 
  2. Certain debts from divorce
  3. Loans taken to pay recent federal taxes
  4. Discharge denied in a prior bankruptcy case
  5. Welfare repayments
  6. Willful and malicious injury to property (unless a lawsuit challenging dischargeability is filed in the Chapter 7 case)

 

 

Q: Are there debts that are NOT dischargeable in Chapter 7 that ARE dischargeable in Chapter 13?

A: Yes. The following are dischargeable in a Chapter 13 that are not under Chapter 7:

  1. Noncriminal fines
  2. Certain debts from divorce
  3. Loans taken to pay recent federal taxes
  4. Discharge denied in a prior bankruptcy case
  5. Welfare repayments
  6. Willful and malicious injury to property (unless a lawsuit challenging dischargeability is filed
    in the Chapter 7 case)