Benson Bankruptcy is providing Seniority Services for seniors, veterans, and people with disabilities. We know transportation can be a challenge, especially during COVID-19. We also know how important it is to move your case along in comfort. That’s why we are providing Seniority Services at no cost to you. As part of these services, we offer to drop off and pick up any documents that are required. If you would like to receive these free services, please complete the form below, and our office will be in touch.
How to Protect Assets From Bankruptcy Will I Have to Give Up My Car or Lose My Home? When filing for bankruptcy, protecting a home or cars is often on the front of many people’s minds. This is probably because of a common misconception that the government and creditors will be permitted to seize all your …
Should I File Bankruptcy? To many people, bankruptcy smacks of failure, conjuring up images of desperate celebrities who’ve squandered their wealth and sunk into despair. But is bankruptcy really only for people with no other options? You may be asking yourself, should I file bankruptcy, or is there another way out? If you are struggling with debts, …
Can One Spouse File Bankruptcy Without the Other? If you and your spouse are deep in debt, what are your bankruptcy options? Do you have to file together, or can one spouse file for bankruptcy without the other? The truth is, just because you’re married doesn’t mean each spouse is automatically responsible for the other’s …
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How Does Bankruptcy Affect Your Credit? What Is the Effect of Bankruptcy on My Credit Score? How does bankruptcy affect your credit? This is a major concern of almost everyone who is considering the benefits of starting over. Unfortunately, there is a lot of misinformation out there passed along by well-meaning friends and family members. …
Can I Hide or Transfer My Most Valued Items to Friends or Family Prior to Filing Bankruptcy? One of the largest concerns of anyone filing for bankruptcy is what will become of their personal possessions in a Chapter 7 bankruptcy. After consulting with a Cleveland OH bankruptcy attorney, some people may have the desire to hide or …
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My house was sold by the sheriff and there is a balance left. What could possibly go wrong? There are two scenarios that may play out in Ohio when it comes to mortgage deficiencies following foreclosure: The first is that the lender may walk away from the deficiency, and The second is that the lender secures …
Mortgage Debt Forgiveness: What Happens at Tax Time? Read More »
How to Stop Wage Garnishment They Just Garnished My Paycheck! Can I Make Them Stop? You have been sued on a debt and either you: didn’t receive notice at your current address or got notice and just didn’t know what to do. In any case, the creditor suing got a judgment against you and proceeded …
What Are the Benefits of Chapter 13 Wage Earner Plan? Although most folks looking for relief from overwhelming debt would prefer the “quick and dirty” Chapter 7 discharge, there are several reasons why filing under Chapter 13 and making payments for 3-5 years might be preferable. Of course, those households with over-the-median income will likely have to file a Wage …
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Bankruptcy 101: What every consumer should be aware about Recent changes in bankruptcy laws make it more difficult for people to file. In 2015, nearly 900,000 people filed for bankruptcy. Bankruptcy filers aren’t always people who mismanaged their finances. Many suffer major health crisis’ or a life event, such as divorce or losing their job. Economic climate also …
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Why Bankruptcy is Almost Always a Superior Choice to Debt Negotiators If you are like most people considering bankruptcy, you have probably looked into working with a debt negotiator or debt settlement agency. Here are four reasons why a bankruptcy is usually a superior choice. In bankruptcy, you pay back no more to unsecured creditors …
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