Book: Battling Debt Anxiety

Chapter 11
My driver’s license has been suspended. Will bankruptcy help me get it back?

By David Benson | July 16, 2025

So your license was suspended for DUI. Or maybe you merely failed to show proof of insurance at a traffic stop. Or you were randomly selected to show you have insurance and you didn’t have any. Maybe you accumulated 12 points in a 2-year period. Or you might have caused an accident but weren’t insured. […]

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Chapter 12
My house was sold by the sheriff and there is a balance left. What could possibly go wrong?

By David Benson | July 23, 2025

There are two scenarios that may play out in Ohio when it comes to mortgage deficiencies following foreclosure. The first is that the lender may walk away from the deficiency and the second is that the lender secures a deficiency judgment which it may attempt to enforce through bank attachments and wage garnishments. We know […]

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Chapter 13
Can I hide or transfer my most valued items to friends or family prior to filing bankruptcy?

By David Benson | July 30, 2025

One of the largest concerns of anyone filing for bankruptcy is what will become of their personal possessions in a Chapter 7 bankruptcy. After consulting with an attorney, some people may have the desire to hide or sell assets to prevent the trustee from seizing them. However, these efforts should be avoided as they can […]

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Chapter 14
WARNING: These things can really mess up your case!

By David Benson | August 6, 2025

Many of our clients are tempted to manipulate their property and play fast and loose with their debts in order to get the greatest benefit going into bankruptcy. The problem with these overactive debtors is they don’t realize they can really screw things up! What follows are a few examples of things we have seen […]

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Chapter 15
How long do I have to wait until I can file bankruptcy again?

By David Benson | August 13, 2025

Some debtors find that they fall victim to the 1-2 punch. They have emerged from bankruptcy with a fresh start only to have another disappointment or tragedy to befall them. It may be the sudden death of a loved one, the loss of a job or a major medical event. In any case, bankruptcy is […]

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Chapter 16
What the 10 most important attributes to look for when hiring a zombie-killing debt/bankruptcy/mortgage defense attorney?

By David Benson | August 20, 2025

1. Provides personal service There are entities out there that, in bankruptcy circles, are called “mills.” Typically, they are accused by other attorneys of filing lots of cases without much quality or care. For example, you might run into a law firm that does a lot of advertising on TV or through the internet, presses […]

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