Book: Battling Debt Anxiety

So your license was suspended for DUI. Or maybe you merely failed to show proof of insurance at a traffic stop. Or you were randomly selected to show you have insurance and you didn’t have any. Maybe you accumulated 12 points in a 2-year period. Or you might have caused an accident but weren’t insured. […]

There are two scenarios that may play out in Ohio when it comes to mortgage deficiencies following foreclosure. The first is that the lender may walk away from the deficiency and the second is that the lender secures a deficiency judgment which it may attempt to enforce through bank attachments and wage garnishments. We know […]

One of the largest concerns of anyone filing for bankruptcy is what will become of their personal possessions in a Chapter 7 bankruptcy. After consulting with an attorney, some people may have the desire to hide or sell assets to prevent the trustee from seizing them. However, these efforts should be avoided as they can […]

Many of our clients are tempted to manipulate their property and play fast and loose with their debts in order to get the greatest benefit going into bankruptcy. The problem with these overactive debtors is they don’t realize they can really screw things up! What follows are a few examples of things we have seen […]

Some debtors find that they fall victim to the 1-2 punch. They have emerged from bankruptcy with a fresh start only to have another disappointment or tragedy to befall them. It may be the sudden death of a loved one, the loss of a job or a major medical event. In any case, bankruptcy is […]